CARROT Finance.

CARROT Finance.
  • BoE BASE RATE 3.75%
  • GBP/USD 1.27
  • GBP/EUR 1.18
  • FTSE 100 8,235
  • UK 10Y GILT 4.18%
  • NO CALL CENTRES
  • DIRECTOR LED
  • TRANSPARENT FEES
  • INDUSTRY EXPERIENCE
  • BoE BASE RATE 3.75%
  • GBP/USD 1.27
  • GBP/EUR 1.18
  • FTSE 100 8,235
  • UK 10Y GILT 4.18%
  • NO CALL CENTRES
  • DIRECTOR LED
  • TRANSPARENT FEES
  • INDUSTRY EXPERIENCE

Why Carrot?

We named ourselves after the carrot for a reason.

We've built businesses, backed projects and borrowed money ourselves. We know what it's like to need funding and find yourself being fitted into someone else's process.

Too much of the finance industry still relies on the stick. Rigid criteria, dead ends and being pushed towards the lender or product that suits the broker rather than the borrower.

We believe commercial finance should work the other way around.

Every deal starts with a conversation, not a product. We take the time to understand your objective, build the case around your circumstances and guide you to the lender and structure that fit.

Relationship-led. Technically run.

One relationship. One deal team. No hand-offs.

Commercial finance done properly.

Grow Your Business.

How it works

From the first call to drawdown.

01

Understand.

We learn the deal, the numbers, and where you want to get to.

02

Package.

We build the case the way the right lender needs to see it.

03

Place.

We take it to the lenders who want that deal, not a scattergun of applications.

04

Complete.

We manage it through underwriting and legals to drawdown.

Sectors

Industries we know from the inside out.

Farming, Equine & Forestry.

Land, livestock, forestry, machinery, and the finance to diversify.

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Cars & Boats.

Supercars, canal boats, fleet, forecourt, and stocking finance.

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Property & Development.

Bridging, development finance, and commercial mortgages for sites and mixed use.

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Software & Tech.

AI, digitalisation, SaaS, and the infrastructure to scale.

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Leisure & Wellness.

Padel courts, gyms, wellness, and hospitality fit outs.

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Tell us what you need.

You will hear back directly, from someone who knows your deal.